iPlan

A consumer-driven plan that engages participants in health care and spending decisions.

Overture

Each participant chooses a payment structure (premiums, deductibles and copayments) that fits their budget and needs.  

Choice/Choice Plus

Gives participants the freedom to see any in-network health care professional they choose (including specialists) without a referral.

Options PPO                 

Participants can choose from any health care professional or facility throughout our nationwide network without a referral.

Select/Select Plus EPO       

Participants choose a primary physician to help manage their in-network care.

Managed Indemnity       

Covers a percentage of eligible medical expenses once participants meet an annual deductible.

Preferred Portfolio        

A collection of more than 70 consistent, streamlined base plan designs with hundreds of possible combinations.